Premium Essay

Sujan

In: Business and Management

Submitted By s0611204
Words 4741
Pages 19
Task 4 – Cash Flow Forecast and possible finance options for the purchase of fixed assets – AO4 & 5
Introduction
In this task I will be completing a cash flow forecast for the six months of trading by using the figures provided in the case study. Then I will recommend to my mum that which option to choose and will state the reasons of choosing the particular option, at the end of this task.
Cash flow forecast
Cash flow forecast estimate the timing and amounts of cash inflows and outflows over a specified period of time, usually one year. It indicates to a business that whether they need to borrow, how much, when, and how it will repay the loan. A cash flow forecast will only ever be as good as the quality of the predictions being made. This is the reason that the businesses put on accurate information in order to develop detailed estimations of the financial position of the business. Therefore when this has been made then it is possible to make decision based on the results. So that the business then can compare their cash flow forecast with the actual figures when known. This is because it allows the business to see any major differences in figures so that it can be investigated and find out why or how they occurred.
Elements of a cash flow forecast
A cash flow forecast ids made up of different sections which will be explained in detail below. * Income breakdown – income breakdown is the first section in a cash flow forecast where the incoming money is recorded and this includes; sales revenue – it is the money received from the sale of goods or services by the business, capital – it is an extra funds that have been put into the business by the owners, sale of shares – the amount received from selling the shares will appear within this section, loans – it is the money that has been borrowed from external sources, and sale of fixed assets – it is…...

Similar Documents

Free Essay

Stress in Hospitality Sector

...Survey Summary on: Stress in the hospitality sector. By Group: Twinkling Stars Name Roll Sujan Sarker 27 Gayatri Saha 29 Md. Rubel Miah 42 Nasrin Akhter 45 Rothy Das Chaiti 46 Md. Kuraisin Hossain 66 BBA Program (4th batch) THM-222: Human Resource Department of Tourism and Hospitality Management University of Dhaka Dhaka, Bangladesh 2012 Letter of Transmittal 27 November, 2012 Mr. Md. Shariful Alam Khandakar Lecturer Dept. of Tourism and Hospitality Management Faculty of Business Studies University of Dhaka Dear Sir, It is a great pleasure for me to submit the summary on “Stresses in Hospitality Sector”. This study has given me the opportunity to know about job stress of hotel industries. The experiences that I have gathered through this study will help me in our future career, indeed. I would like to convey my special thanks and gratitude to Md. Shariful Alam Khandakar for condescending my effort & for giving me proper guidance and valuable advice. I try to my best to cover all the relevant fields. I will be honored to provide you any additional information, if necessary. Sincerely Yours, Group: Twinkling Stars BBA 4th Batch Dept...

Words: 1863 - Pages: 8

Premium Essay

Service Design

...contexts. Additionally, category structures are hierarchical and divided into subcategories (snack food, cookies, salty snacks, etc.). Other research suggests that more (less) typical ads are processed less (more), and variance in typicality interacts with affect to alter processing further (Goodstein, 1993). More recent research shows that consumers compare new appliance designs to category prototypes, and that the most typical designs evoke the best reactions (Veryzer and Hutchinson, 1998). The typicalness of retail salespeople has also been investigated. One study suggests that an atypical (typical) salesperson produces a more (less) favorable response because the negative schema-based affect associated with a ‘‘salesman’’ is not evoked (Sujan et al., 1987). Another experiment demonstrates that by altering salesperson characteristics, different salesperson categories are activated among respondents, each associated with different emotions (Babin et al., 1995). For instance, a ‘pushy car salesman’ produced increased skepticism and helplessness relative to an atypical salesperson, and the increased emotions lowered product recall. Fig. 1 presents an expanded view of the retail categorization process presented by Ward et al. (1992, p. 197). Basically, consumers’ perceptual and categorical processes evoke varying cognitive, affective, and behavioral consequences. When presented with a retail concept, the consumer assembles the cues and compares them with existing knowledge. If......

Words: 5681 - Pages: 23

Premium Essay

Term Paper on the Role of Lease Financing in the Capital Market Development

...me to be able to hand over the result of my hardship of the report on “the role of lease financing in the capital market development”. I take the opportunity to thank you very much for your kind cooperation, supervision and suggestion in preparing this report. I have enjoyed the whole program with great spirit and enthusiasm. I fervently hope that you will find this report worth reading. I hope you will accept my report. Yours sincerely, Priyanka Das ID: - 0613111771 Program:-BBA Major in Finance ACKNOWLEDGEMENT I have the pleasure to express my gratitude to the Almighty God, who has given me the strength and opportunity to complete report. At first, I like to thanks to our honorable faculty Chairman Mr. Sujan kanti Biswas to give the Permission to make a report on “The role of lease financing in the capital market development”. I also convey thanks to my internship supervisor (Mrs. Afsana Yesmin, Lecturer of Premier University) For the guidance and help in preparing the report. Preface Premier University is one of the leading Private Universities in Bangladesh. It is a professional school whose intent is to instruct primarily young people, developing in them a high level of interdisciplinary and professional facts, which they can put to practical use. The University’s philosophy of education is to prepare students for challenging and rewarding career of managing in an international environment. To strengthen the......

Words: 768 - Pages: 4

Premium Essay

Takaful Insurance

...MORE PERKS TO THE EMPLOYEE? In this context, perks is defined as an informal word for perquisites which are privileges granted to employees in addition to their salaries and benefits (such as medical and pension plans). 'True' perks have little or no cash value or tax implications and may include company car, vacations, reserved parking space, spacious office, private dining and washroom facilities, etc. Motivation can divided into two categories: intrinsic and extrinsic motivation. Intrinsic motivation refers to the pleasure or value of an activity itself, while extrinsic motivation emphasizes the value an individual places on the results of an action and the individual assessment of the probability of realizing the results (Staw,1977). Sujan (1986) concluded that extrinsic motivation is related to selling effort, while intrinsic motivation was linked to strategy-oriented behavior. Brown and Peterson (1994) used a different category of motivation: instrumentality and competitiveness. They found that instrumentality has indirect effect on sales performance and effort act as a mediator whereas competitiveness was positively and directly related to performance. Solcum, et.al (2008), defined Motivation as a psychological state exists whenever internal and/or external forces stimulate, direct, or maintain behaviors. In organizations, the employee behaviors of interest include both productive and unproductive behaviors. Productive behavior includes staying focused on the most......

Words: 1073 - Pages: 5

Free Essay

C Curriculum Vitae | [Pic] | Sujan Kumar Sahu Mobile: - 7504720050 E-Mail Id: - Sujansahu92@Gmail.Com ----------------------------------------------------------------------------------------------------------------------

...CURRICULUM VITAE | [pic] | Sujan Kumar Sahu Mobile: - 7504720050 E-mail id: - sujansahu92@gmail.com -------------------------------------------------------------------------------------------------------------------------- Career Objective: - To work in a cooperative environment which offer me the opportunity to use my technical skill for better development of my company and myself in the IT sector. Educational Qualification:-   Technical Skills:- Elementary knowledge over C and C++ Digital Electronics circuit Summer Training:- Organization – Central Tool Room and Training Centre, BBSR Duration – 01.08.2011 to 30.08.2011 Description – Very Large Scale Integrations Design (VLSI) Projects Undergone:- Title of the project –Home Automation Using GSM and RFID Duration – 01.02.2013 to 15.05.2013 Team Size – 6 members Description - The main aim of the project is to control the home appliances which are o operated with GSM module. Additional Qualification/Achievements:- • Completed spoken English course in VETA • Won second prize at Block level quiz competition • Awarded for school scholarship in NRTS Exam Personal Information:- • Father’s Name : Mr. Pranabandhu Sahu • Mother’s Name : Mrs. Shantilata Sahu • Date of Birth : 26th March,1992 • Gender : Male • Language skills ...

Words: 284 - Pages: 2

Premium Essay

Ratio Analysis

... | |01 |Md. Ariful Hasan Bablu | |02 |Hosne Ara | |03 |Md. Anisur Rahman | |04 |Jahangir Hossain | |05 |Md. Abdul Hye | |06 |S.M. Masudul Hasan | |07 |A.M. Hossain Bhuiyan | |08 |Md. Tariqul Islam | |09 |Md. Raqibul Islam | |10 |Sujan Chandra Das | 2. Question : The Investment range of survey of Investor |Serial No |Tk. 5 lakh < |Tk. 5-10 lakh |Tk. 11-15 lakh |Tk. 15-20 lakh |>Tk.20 lakh | |01 |√ | | | | | |02 |√ | | | | | |03 | | | | |√ | |04 | | ...

Words: 1674 - Pages: 7

Free Essay

Lol No Essay

...2013-14 Page 5 of 10 Community Service • • Responds to identified community needs to work for specific realistic goals with measurable rsults Handing over 480 vials of antibiotic eye drops “Ciplox” for free distribution to poor patients at NEH (Nepal Eye Hospital) New members were enthusiastic to hand over antibiotic eye drops “Ciplox” for free distribution to OPD in charge, senior consultant Dr. Mahesh Bajracharya. The supportive effort of youth community service endeavors was appreciated with wishes for similar help in the upcoming days. Participants five youths (3 Rotaracts + 2 volunteers) representing Rotaract club of Kathmandu Mid-Town. Medicine supplied by Rtn. Dr. Chandra Lekha Tuladhar. Program co-ordinated by: Rtr Sujan Manandhar Survey trip: water source 2400 meter far, village at more than 120 meter height problems many. Chamkar water supply project in planning phase: Chamkar Tamang Village located on the western side of Panauti Municipality Ward No 4 Coordinator Rtr.Sujan Manandhar Village profile: Household 72 Population 400 Adult 250 children 150 Profession Agriculture with seasonal employment at brick factory Literacy status below 10% School: Primary 1 (Class 1 to 3 only) Secondary x Health Service: nil The residents of Chamkar village, Panauti, present the acute water problems faced by them. E –Kaleidoscope “A Monthly Bulletin” Issue 5, 2013-14 Page 6 of 10 Rotaracts conducted COTS for the Interacts of the......

Words: 1858 - Pages: 8

Premium Essay

Impact of Fairtrade on Buyer Behaviour

...listed are followed hierarchically and in theory the consumer edges closer to purchase. [pic] As seen above, the first processes involve Exposure, Attention and Perception. As fair-trade products are mainly re-developed products, the consumer is usually already aware and has had sufficient exposure to the details of the products. So with the characteristics of the product already understood, the companies have to concentrate on altering consumer perceptions of the products and re-positioning the product within the fair-trade category. The strategy used by companies in the example of fair-trade would be based on differentiating the brand from other brands in the market, by effectively attempting to create a separate sub-market or niche (Sujan and Bettman, 1989). Therefore, by operating in this fair-trade sub-market or niche, the brand is able to use these defining attributes of the sub-market to create a strong perception of difference, and position itself in a class separate to that of the overall grocery market. An example of this is the re-positioning of Cadbury’s Dairy Milk through their ‘Zingolo – Glass and a half Full’ advertising campaign (Fig 1.3). Set in Ghana, the source of the ethically farmed Cocoa used to make their products, Cadbury’s manages to change perception about the brand. The consumer is already aware of the products characteristics (quality, taste, etc.) and therefore the advert focusses on advertising the product as fair-trade, drawing attention......

Words: 1846 - Pages: 8

Premium Essay

Pdf, Docx, Doc,

...Developing Country Studies ISSN 2224-607X (Paper) ISSN 2225-0565 (Online) Vol 2, No.2, 2012 www.iiste.org Real Estate Industry in Chittagong (Bangladesh): A Survey on Customer Perception and Expectation Moslehuddin Chowdhury Khaled 1* 1. 2. 3. 4. Tasnim Sultana2* Sujan Kanti Biswas3* Rana Karan 4* Lecturer, School of Business, Independent University Bangladesh, Chittagong, 12 Jamal Khan Road, Chittagong 4000. Phone: 01675002980 email:-mmckhaled@gmail.com Assistant Professor, Faculty of Business Studies, Premier university, Chittagong, Bangladesh email: tasnimmosharraf@yahoo.com Assistant Professor, Faculty of Business Studies, Premier university, Chittagong, Bangladesh email: sujan_kbt@yahoo.com Assistant Professor, Faculty of Business Administration, BGC Trust University, Chandanaish, Chittagong, Bangladesh, email:- ranaakaran@yahoo.com * E-mail of the corresponding author: sujan_kbt@yahoo.com Abstract Bangladesh is an over populated country and day by day population is increasing rapidly which created the housing problem. Land prices skyrocketed. Due to high price, insufficiency of land, high cost of land registration, and high price of building materials, people are now not interested to buy a land for building their own house. This article shows the customer perception and expectation in different dimensions budget, types of apartment, size of apartment, favorable location in Chittagong city, favorable facility in an apartment, factors related to purchase decision,......

Words: 3846 - Pages: 16

Premium Essay

Coordinator

...“differentiated” product. With this strategy, the brand is positioned so that it is seen as having common important attributes or product characteristics with other brands in the category and moreover it is seen as being superior on the differentiating attributes. Another strategy also based on differentiating the brand from other brands is to create a separate submarket or niche for the new brand; thus, an attempt is made to set the brand apart from the general category. The differentiating attributes are used to create a strong perception of difference- that the brand is in a class or category by itself. The subtyping strategy targets that the brand is not perceived as a prototypical example of the overall market but rather as a specialized product. (Sujan and Bettman, 1989) All these as means of brand differentiation rely on product or product category attributes. As a functional view of branding, brands can position a product in terms of certain functional benefits. Functional but unique positioning may differentiate a brand in competition. This has been an early view and it has advanced to a point where the meaningfulness of a product is significant. Taking the perspective of consumer who is expected to make his choice about a product or brand which outstands with something that is appealing to him in a different way, the question is what makes a brand a choice? As Fournier (1998) offers, brand choice is not just about choosing brands but it relates to the meaning that......

Words: 2501 - Pages: 11

Premium Essay

Sociocognitdivyneamics in a Product Market

...sociocognitive phenomena. By this, we mean that productmarketsare determinedprimarilyby dynamic consensual knowledge structures (1) define the goods being that exchanged and (2) coordinatetransactional relationshipsbetween producersand consumerswithin marketnetworks.In this view, much of what consumersand producersknow of productmarketsresides in the knowledge structuresshared by these two parties, and their understandingof markets evolves solely as these knowledge structures change. By focusing on shared knowledge structuresand their development, a sociocognitive approachhelps us addresssome aspects of how markets function and evolve by integrating extant marketing research on product categorization(e.g., Cohen and Basu 1987; Sujan 1985) with researchon market dynamics (e.g., Arthur1990; Dickson 1992, 1996; Forrester 1961*; White 1981). Marketingscholarshave been interestedin productmarket evolution since the introduction the productlife cycle of concept in the 1920s. As Gardner(1987) points out in his extensive review, however, evidence for life cycle arguments is contradictory,and the concept itself is more a metaphor than an empirically grounded theoretical construct. Only recently have scholars gone beyond life cycle metaphorsto addressmarketdynamics with a set of explicit theoreticaltools. Lambkinand Day (1989) advancea view of productmarketevolution using organizational ecology as the theoretical lens. Although their approachimproves on an the......

Words: 10776 - Pages: 44

Free Essay

Jennifer Child

...therefore be better to take the advice from the Chief Executive Officer and to outsource the functions of customer care, orders and invoices to a specialist company, especially one in India, where the cost is very cheap, and to retrench the current workforce to reduce cost. | | | | Recommendation therefore is to outsource the function and to retrench staff. | | | Increase sales staff | This proposal soughs to increase the number of sales staff and establish a presence in countries where no sales staff have been. | | | | It is the basic foundation of a manufacturing company to increase its sales, revenue and market share. Any private enterprise focused on profit will have the same objectives. | | | | (Harish Sujan, Barton A., Weitz and Mita Sujan August 1988, Increasing Sales Productivity by getting Sales People to Work Smarter), states that the individual salesperson still remain the most effective method of selling products. The salesperson going to a client, interacting with the client and establishing that personal relationship is and remains the most effective tool to sell a product. | | | | (Bob Thompson Ceo, CustomerThink Corp, April 2008, Improving Sales Productivity: An opportunity for sales and IT Leadership), also places emphasis on the individual salesperson as the most valuable asset in selling products. He also indicates that more time should be spend on increasing sales time and states that 40% of a salesperson's time is spend on non......

Words: 3261 - Pages: 14

Premium Essay

Lecture Review

...(2000) suggests brand knowledge includes brand awareness and images. The brand images in consumers’ memory are formed by brand personality, brand attribute and consumers’ previous experience. Therefore, these associations would be stored in consumers’ memory. The first type of memory is called episodic memory, which means the memory is related to consumer’s experience with the brand. The other type is semantic memory, which is the brand awareness, attribute and benefit are existed in consumers’ mind. Episodic memory stores sensory and visual information which is subjective in consumers’ memory, while semantic memory stores the abstract brand knowledge for making rational decision (Ratnayake, Broderick & Mitchell, 2010). Baumgartner, Sujan and Bettman (1992) find consumers will pay less attention to semantic information when episodic memory is retrieved. Thus, product placement can be influenced by both memories. Semantic memory leads consumers making decision rational, it can be moderated its effect by episodic memory. Retrieval Consumers can retrieve information through explicit memory and implicit memory. These two types of memory work within neural structures. Explicit memory is the conscious recollection of previous experiences and information, while implicit memory is unconscious. Explicit memory There are two ways for consumer can retrieve information from explicit memory, which is recall and......

Words: 3628 - Pages: 15

Premium Essay

Sales Target in Telecom

...may cohere and share opinions more often within the subgroup than with others, which may lead to irritation in the team and disputes between the different factions” (Gibson and Vermeulen 2003, bibliography). In sales team context, concept of empowerment is of particular interest and has found some attention in sales literature (e.g., Ahearne, Mathieu, and Rapp 2005). Empowerment can be advantageous “First, the problem to be solved is not highly structured, Second, subordinates have more information than their managers for solving the problem, and Third, the solutions to the problem must be accepted by the subordinates to ensure implementation. For all except the most routine selling jobs, these conditions appear to prevail.” (Weitz, Sujan, and Sujan 1986). According to Conger and Kanungo (1988) empowerment incudes four types of leader behaviours’-First, behaviours of sales team leader which helps team members to perform their job in their own manner or style. Second, behaviours of sales team leader to allow participation in decision making. Third, managerial behaviours which communicate high expectations and shows confidence in team’s abilities to meet those expectations. Fourth, managerial behaviours which make the team members to feel themselves as an important part of the team. In a sales team, the team members are assembled for exhibiting various different skills to collectively achieve the sales targets of the firm (Perry, Pearce, and Sims 1999). Conger and Kanungo......

Words: 4956 - Pages: 20

Premium Essay

Coca Cola

...motorcycle lovers. Motorcycles are identified by the design and styling. Many bikes are known by the tank design, decals, seats, and other ideas that make them unique. Employing the redesigned motorcycles in the media and Hollywood would help to target the action loving crowd and encourage potential customers to buy the new sleek and highly customized motorcycle for their newest adventures in life. Differentiation and Positioning Whereas differentiation and positioning are intrinsic, differentiation is looking for a way to make a product stand out from other similar products and positioning is a way to create an image or thought in its consumers when they think or their product (Sujan & Bettman, 1989). Thorr motorcycles needs to find a way to make their product more attractive and desirable by today’s youth. This simulation has the recommended methods of prices, services, quality engineering, and financial options but positioning is the methods used by businesses to create or recreate perceptions of the products within the targeted audience. Using the new design, new exhaust sound, and unique customization for consumers Thorr Motorcycles had put their cards on the table for the competition. Once these concepts hit the media and Internet it will be hard to disguise the new redefined Thorr bikes. Offering in-house financial planning and design planning of the......

Words: 1346 - Pages: 6