Free Essay

Financial Analysis Paper

In: Business and Management

Submitted By telliott1978
Words 523
Pages 3
Chapter 1- ‘A Relationship-Based Model and the Importance of the Infant and Toddler Years’-

1. Why do infants and toddlers need responsive, continuous caring relationship with parents, families, and teachers?
Positive relationships are vital for infants and toddlers as well. To thrive, infants and toddlers need loving adults who protect, nurture, and help them learn. Adults who respond to children and treat them with respect promote their strengths. In fact, respectful responses from others are essential to infants’ and toddlers’ sense of security, self-worth, self-confidence, and motivation to learn. Infants’ and toddlers’ experience of healthy relationships is the foundation for their ability to love and learn. 2. Create a list of why the first 3 years of life are so important for the well-being of infants and toddlers?
No other stage of human development requires as much learning and results in as many changes as in the first 3 years of life. Some infants and toddlers are healthy, have enough to eat, feel safe and loved, are talked to in responsive ways, and feel like valued members of their families and cultures. Educators and parents now know, definitely, that what happens during the first 3 years of a child’s life has a long-lasting effect on who that person is and will become. Infants’ and toddlers’ early experiences will influence their ability to learn, feelings of self-worth, sense of competence, and capacity to love and care for others. The work of parenting, caring for, and educating young children from birth to 3 years of age, during this time of rapid growth and development, is among the most important work that exists. 3. How are children’s irreducible needs met in your community?
Meeting young children’s irreducible needs is the thread that ties these three types of early development and education programs together. Irreducible needs are the needs of children that are absolutely necessary for them to survive and thrive. Brazelton and Greenspan emphasize that when these seven needs are met, a child will grow, learn, and flourish. Listed below are the seven needs: * Ongoing nurturing relationships * Physical protection, safety, and regulation * Experiences tailored to individual differences * Developmentally appropriate experiences * Limit setting, structure, and expectations * Stable communities and cultural continuity * Adults to protect the future

4. How has the research on brain development influenced the way parents and teachers think about the importance of the first 3 years of life?
As a mom, dad, or teacher talks to a baby, a song is sung, or the baby is positioned on the parent’s body where he can see the playing dog, the baby reacts to these events, taking in information, processing it, and storing it. The synapses and the pathways formed actively create a web of learning in the brain. This is why early responsive experiences are so crucial: Those synapses that have been activated many times by virtue of repeated early experience tend to become permanent to ensure optimal emotional, social, language, and thinking development. Scientists have also discovered that there are sensitive periods and windows of opportunity for development in the prenatal period and during the infant years.…...

Similar Documents

Free Essay

Financial Analysis

...presentation for the chief financial officer (CFO) to present to a bank vice president. The bank vice president will decide if the bank will approve a $1,000,000 funding request for the European expansion of Custom Snowboards Inc. currently under consideration. The bank has not confirmed it is willing to consider a $1,000,000 loan. The bank will make its assessment of the risk associated with the loan after your presentation. You will prepare another presentation to present directly to the chief executive officer (CEO) of Custom Snowboards Inc. The presentation will include a recommendation on how to proceed with the expansion plans. The presentations can assume the form of a presentation or a report. You may combine the two or submit them separately. Be sure to enter your first initial and last name on the first worksheet in Custom Snowboards, Inc. Financial Data excel document.   Task:   Note: Be sure to submit a copy of your Excel workbook when submitting your JET2 Task 5 work. When you enter your first initial and last name at the top of the Income Statement you are given a dataset that is based on your name. The evaluator will need a copy of your data to ensure correct evaluation. Note: Your presentations may be in a variety of formats (e.g., report, multimedia presentation).   A.  Create a presentation or report for the chief financial officer in which you do the following: 1.  Summarize the key points of the company’s financial picture that could......

Words: 667 - Pages: 3

Premium Essay

Financial Analysis

...Financial Case Analysis Summary Paper Instructions The purpose of this assignment is to provide a "hands on" experience to synthesize the personal finance concepts that you have learned throughout the semester by applying them to a "real life" individual or family. You'll also have an opportunity to work with fellow class member and "pick each other's brains" OR ALONE as you research your case and present the results of your analysis in a paper. Here's what you need to do: 1. Select a financial case. A variety of ages, situations, and financial challenges have been provided. Feel free to add additional assumptions to the case as long as they are realistic for the situation and described in your report. 2. Prepare a written report summary paper not to exceed 10 pages (single-spaced, double between paragraphs). 3. Be creative! Your financial case analysis should include the following items, as appropriate: • A discussion of the strengths and weaknesses of the individual or family's financial situation • Correction of any misinformation that the individual or family has about financial topics • Comments about the individual or family's cash flow • Comments about emotional issues related to the individual or family's financial situation • Calculations of the savings required to reach financial goals • 3 to 5 recommended action steps to improve the individual or family's financial situation • Recommended financial products such as......

Words: 288 - Pages: 2

Premium Essay

Financial Analysis

...Corporate Finance a) WACC A company’s weighted average cost of capital (WACC) is usually regarded as the minimum required rate of return. It is defined as the weighted average rate of return a company must pay to its long-term creditors and shareholders for the use of their funds. When WACC is used as the discount rate, it serves as a screening device in net present value analysis. To calculate WACC we must first find the expected return on share i E(Ri), using the securities market line equation, as follows: E(Ri) = RF + βi (E(RM) - RF) = 3% + 1.2 (13% - 3%) = 15% E(Ri) = expected return on share i E(RM) = expected return on the market = (Market risk premium + the risk free rate of return) = 13% RF = risk-free rate of return = 3% βi = beta of share i =1.2 As such, WACC can be calculated using the following equation: WACC = [D/(D+E)*RD](1-T) + [E/(D+E)*RE] = [40%*6%(1-28%)] + [60%*15%] = 10.728% D = value of total debt E = value of shareholders’ equity RD = cost of debt RE = cost of equity T = corporate tax rate b) NPV, IRR, & Payback Period Assumptions: - Generally speaking, because of difficulties related to identifying costs with particular activities and determining the future benefits, all R&D costs are expensed when incurred. They do not become part of the capitalised investment asset. As such, the €20m OMG has spent on R&D will be excluded from the NPV......

Words: 4150 - Pages: 17

Premium Essay

Financial Analysis

...Financial Analysis I think that when it comes down to it PepsiCo and Coca Cola are companies that been around for a very long time and have established relationships with their brands with consumers all over the world. The purpose of this paper is to help breakdown both companies by explaining both financial positions along with showing their strengths. Listed below in this paper are going to be examples that show vertical, horizontal and ratio analysis. The calculations that have been conducted which are listed below are basically intended as a visual to help show which company may appear more secure. Along with that I will provide some recommendations that may seem to help improve the growth of each company. There are a few tools that are used to help evaluate financial statements and that are quite used often in accounting and those tools are Horizontal Analysis, Vertical Analysis and Ratio Analysis. In the preliminary calculation which will be the Vertical Analysis which is often defined as “common size. When it comes down to it this analysis objective is to basically assess the company’s financial statements by assigning certain percent from the base amount to each item of financial statements; this type of evaluation is often used for inter-and intra-company needs according to (Weygandt, Kimmel, Kieso, 2008). A really good example of vertical analysis that is calculated for PepsiCo generally shows and compares its assets in number and percent figures for 2004......

Words: 2284 - Pages: 10

Premium Essay

Financial Analysis

...Financial Analysis PepsiCo, Inc. and The Coca Cola have been around for much time exception. Both PepsiCo, Inc. and The Coca Cola Company names have become common house hold around the world today. PepsiCo, Inc. is one of the best in the world of consumer products with many brands of major trading partners and valuable. Division of PepsiCo, Inc. is the second largest soft drinks company in the world, with 21 percent of the beverage market worldwide soft and 29 percent in the United States. The overall mission of adding value to the investment of their shareholders. The company has done this through sales growth, cost control and prudent investment of resources. PepsiCo, Inc. believes that its commercial success depends on the quality of services provided to consumers and customers, products that are safe, wholesome, economically efficient and environmentally friendly, and offer value to investors, while maintaining high standards of integrity (www.fundinguniverse.com). Coca-Cola Company is a leading worldwide consumption of other goods, many countries of the world’s most important and valuable brands. Coca-Cola Company is the largest producer of soft drink sales of 1.3 billion drinks are served every day (www.fundinguniverse.com). Coca-Cola Enterprises red and white logo is the most famous symbol of the world. These companies are mass-produced sparkling and flavored waters for some time and compete in the same market for years. PepsiCo Inc. and Coca-Cola Company is......

Words: 1766 - Pages: 8

Premium Essay

Financial Analysis

...FINANCIAL ANALYSIS BY: JAMES XXXXXX The vertical analysis of the PEPSICO and Coca-Cola Company show that PEPSICO rose 2 percent and Coca-Cola dropped 4.3 percent from the year 2004 to 2005. The way to find the vertical analysis is to take the current assets and the total assets and divide them. All numbers in the following paper are in in millions, with the exception of the percentages. In 2004, the then current assets for PEPSICO was $8,639, divide that by the 2004 total assets of $27,987, and the quotient was 30.9%. In 2004, for Coca-Cola Company had a current assets of $12,281 and a total assets of $31,441 which gave a quotient of 39.1%. In 2004, the Coca-Cola Company had a better vertical analysis than its competitor. Somewhere in 2005 the PEPSICO took the advantage and rose 2% and the Coca-Cola Company lost its touch and dropped down a bit more with a loss of 4.3%. The number in 2005 were in favor of the PEPSICO, their current assets, in 2005, were $10,454($1,815 more than in 2004) and with the total assets being $31,727($3,740 more than in 2004) this brought the quotient to 32.9% which is 2% higher than we saw in 2004. With the Coca-Cola Company the current assets, in 2005, were $10,250($204 less than in 2004) and the total assets were $29,427($2,014 less than in 2004), when those two are divided the answer comes out to 34.8%. I will start my vertical analysis break down with the PEPSICO. As I stated earlier the PEPSICO had the current analysis of $10,454, this......

Words: 841 - Pages: 4

Premium Essay

Financial Analysis

...Running head: Financial Analysis Financial Analysis of eBay Barteet, Jodi Table of Contents Progress in the Last Year 3 Balance Sheet Horizontal Analysis 5 Balance Sheet Vertical Analysis 5 Earnings Horizontal Analysis 7 Liquidity Ratio Analysis 8 Profitability Ratio Analysis 9 Long-Term Solvency Analysis 10 Cash Flow Adequacy Analysis 10 Market Strength Analysis 11 Evaluation 12 References 13 Progress in the Last Year eBay Inc. remains one of the few dot-com success stories long after many of its peers were forced into bankruptcy. eBay has been able to make their name synonymous with internet-based auctions; much like Xerox with copiers and Kleenex with facial tissue, eBay is the undisputed market leader in the world of online auctions. Unlike Xerox and Kleenex, however, eBay has been able to branch out from their initial success into multiple lines of business that are proving to be just as lucrative and allow eBay to continue to expand. As their Annual Report states eBay is now “organized into three businesses: Marketplaces, Payments and Communications. Each is a thriving and successful business in its own right.”(eBay Annual Report 2005, introduction). eBay’s core business remains the online-auction marketplace where $44.3 billion in gross merchandise volume was traded in 2005 (eBay Annual Report 2005, Introduction). eBay’s payment service, PayPal, makes transferring money and accepting payments, both critical to its online auction......

Words: 2403 - Pages: 10

Premium Essay

Financial Ratios Analysis and Comparison Paper

...Financial Ratios Analysis and Comparison Paper Dianne Davis MHA 612 Professor Johnson June 7, 2014 Abstract It is important for healthcare organizations to understand their present performance and weak areas in order to generate more effective operational strategies. Financial ratio analysis is an effective tool to determine hospital’s performance on several indicators such as ability to pay debt, capability to generate revenue, and sales performance etc. The objective of this paper is to describe role of different financial ratios in understanding organizational performance and in developing new strategy. The paper also presents comparative ratio analysis of local healthcare organization and industry norms. Financial Ratios Analysis and Comparison Paper Introduction Financial planning and effective management play a major role in success of healthcare business. Financial ratio analysis refers to an effective financial management tool that helps in understanding financial performance of the hospital over a period of time. Financial ratio informs about the financial trends and information on key performance indicators that helped in strategy making. Financial ratios can also utilize in comparing business performance of two or more hospitals, and also to assess effectiveness of management. Financial ratios utilized in measuring liquidity of the hospitals, profit evaluation, debt structure, management of cash flow, risk......

Words: 1464 - Pages: 6

Premium Essay

Financial Analysis Paper

...Margin…………………………………………………………………………………………..2 Operating Margin……………………………………………………………………………………2 Income before Taxes……………………………………………………………………………….2 Net Income…………………………………………………………………………………………......3 Summary of Operations Data Assessment/Interpretation…………………………3 Financial Position………………………...……………………………………………………………………4 Working Capital………………………………………………………….………………………......4 Net Property, Plant & Equipment…………...……………………………………………......4 Total Assets…………………………………………………………………………………………….4 Long Term Assets……………………………………………………….………………………......5 Stockholders’ Equity……………………………………………………………………………….5 Financial Position Data Assessment/Interpretation Summary…………………..5 Financial Ratios…………………………………………………………………………………………………5 Liquidity…………………………………………………………………………………………………5 Leverage………………………………………………………………………………………………...5 Profitability…………………………………………………………………………………………….6 Efficiency………………………………………………………………………………………………..6 Financial Ratios Data Assessment/Interpretation Summary……………………..6 3-year Trend Analysis………………………………………………………………………………………..6 Comparison with at least 2 major competitors………………………………………6-7 Comparison with Industry Standards………………………………………………………7 Supplemental Data………………………………………………………………………………….8 Historical Financial Performance and 3-year Trend Analysis Data Assessment/Interpretation Summary……………………………………………………...8 References………………………………………………………………………………………………………...9 Appendix………………………………………………………………………………………………..10 -......

Words: 1658 - Pages: 7

Premium Essay

Financial Analysis

...Chapter-1: Introduction: 1.1 Origin of the project paper: We do the project paper for our course named "BUSINESS FINANACE" course code 201.Business finance course helps us to develop a framework for decision making in the context of managerial finance and to provide a solid grounding in the principles and practice of financial management. All of the important and basic areas of finance is covered in this course. This course helps us to develop the skills to understand how managers access, understand, analyze, and utilize financial information for decision making. In this course financial ratio analysis is a very important term what helps us to find out the real condition of any company's. Here we are going to find out the financial ratios of GENERATION NEXT FASHIONS LTD from . We will use the time series to compare of GENERATION NEXT FASHIONS LTD's ratios. 1.2 Objectives of the project paper: The traditional financial statements that comprise of the balance sheet and profit and loss account do not give enough information related to financial operations of the company. These financial statements prepared as per the statutory requirement of law need to be analyzed in order to evaluate the past performance of the company and the future prospects. Our perspective to do this project paper are giving below: * To gather practical knowledge about ratio analysis. * How do the time series work to do the internal comparison? * What types of solution GENERATION NEXT......

Words: 3597 - Pages: 15

Premium Essay

Financial Analysis

...Financial Analysis The purpose of my paper is to make financial comparisons between PepsiCo, Inc., and Coca Cola. I will be using Vertical and Horizontal analysis, and as Ration Analysis to form my opinion. PepsiCo, Inc. and Coca Cola have been a part of American life for so long that both companies are both taken for granted even though PepsiCo, Inc and Coca Cola are both internationally know the public does not know much about the history of the two corporate giants. Because I am doing a financial comparison of the two, I wanted to know a little history of each company. Pepsi Cola and Coca Cola are two of the world’s best known cola distributers. They have both become strong in the international marketplace. A little knowledge about the history of each company is in order. Pepsi Cola was founded in the late 1890s’ by a pharmacist named Caleb Bradham from North Carolina. In 1961 the Frito Company founded in 1932 merged with the H.W. Lay Company, founded in 1932, to form Frito-Lay, Inc. 1965 Frito-Lay and Pepsi-Cols merged to become PepsiCo, (Our History, 2009). In 1886 in Atlanta Georgia John Pemberton, a pharmacist trying to make a new flavor for a fountain drink invented Coca-Cola. A few doors down at Jacobs Pharmacy he added Carbonated water and started selling his drink for five cents a glass. Pemberton’s book keeper wrote the script still used today. Pemberton passed away just two years later and in 1888 businessman Asa Griggs Candler bought the rights and turned......

Words: 1861 - Pages: 8

Premium Essay

Financial Analysis

...Financial Analysis Financial Accounting for Managers Dr. Olajide February 13, 2016 This paper will analyze non-financial factors impacting the investment decision of companies in today’s market. The paper will use Apple as the example within the paper. In the process it will look at the annual report from an investor’s standpoint and evaluate the performance of the company and the reasons and the reason for or not investing. Then from an investor’s view it will discuss Three (3) non-financial factors that suggest investing in the company. (Strayer University, 2016). From an investor’s view, review the last annual report for chosen company. Use financial analysis tools of liquidity, profitability, and solvency to evaluate the company’s performance and reasons for investing or not investing. Include the company’s ranking in the industry, and its major competitors. The 2015 annual report for the Apple Corporation shows that the liquidity, working capital that a company can get a hold of and use quickly, (Kimmel, 2013). The liquidity for Apple would work out to be current assets, $290,479 million (-) minus current liabilities, $171,124 Million = $119,355 Million. (Apple Inc, 2015). This amount shows that the company has enough to pay for the liabilities and still have working capital to work with for new products. For the profitability of Apple, here we will work out the net profit margin. Which will be, net profit, $ 53,394 Million (/) divided by Revenue $ 233,715......

Words: 1365 - Pages: 6

Premium Essay

Fin 575 Week 4 Financial Ratio Analysis Paper

...this assignment you must use information provided directly by the selected company using either the company's published annual report, or the financial data in the most recent 10-K report that may be downloaded from the SEC's EDGAR website (http://www.sec.gov/edgar/searchedgar/companysearch.html). Do NOT use third party websites such as Yahoo, Bloomberg, or any other investment advisor site to obtain this data. Want FIN 575 complete course tutorials download now FIN 575 Write a 1,750- to 2,100-word paper discussing the financial condition of the organization based on the following financial ratio calculations. Include your calculation for each of these: • Profitability ratios o gross margin o operating margin o net margin o return on assets o return on equity • Liquidity ratios o quick ratio o current ratio o working capital o times interest earned ratio • Activity ratios o average collection period o inventory turnover o fixed assets turnover o days in inventory • Solvency ratios o debt to equity ratio o equity ratio o debt ratio Summarize and define the key financial ratios for the organization. You will need to calculate these ratios and use them to determine the organization’s financial condition and answer the following questions. • How much has the company borrowed? Is the debt likely to cause financial distress? • How liquid is the organization? Is cash readily available? • How efficiently is the organization using its assets? Are......

Words: 424 - Pages: 2

Premium Essay

Financial Analysis

...Design project …………………………… 25% Term paper ………………………………. 25% Problem sets ……………………………… 10% Course material and reading assignments: No textbook is required for the book. Instead, the sources for the reading assignments will be (1) articles available from journals that Princeton subscribes, (2) free downloads from the Internet, and (3) material I have prepared for the course. There will be a list posted on Blackboard that will provide the material assigned. I suggest that you download the articles and create a folder with the readings. Updating the course outline: The course outline will be updated periodically. Changes, which will be clearly identified, will be needed due to a rescheduling of guest lecturers or inclement weather that may necessitate the cancelation of a course. Design project: What is listed as a “Design Project” is a group project where a portfolio of at least 30 stocks are selected and evaluated at the end of the course, not on the basis of performance but on effectively communicating performance based on the financial metrics discussed in the course. The characteristics/risk-profile of the portfolio constructed must also be explained. This is a group project consisting of four or five students. The last 30 minutes of the first class (February 2) will be used to construct the group and give the groups time to discuss when they can meet . The design project is due the first day of reading week. Term paper: Only a limited number of......

Words: 4794 - Pages: 20

Premium Essay

Financial Analysis Papers

...Financial comparison between Greene king plc and enterprise inn plc Financial statement analysis is a quantifying process of identifying the potential, past and present performances of a company (Gowthorpe 2008). Technically, it outlines the process of accounting and categorizes the account titles and the amount of money as well. Thorough and technical financial statements with too many arithmetic calculations and numbers may have a baffling and nerve wrecking effect on investors (Gowthorpe 2008). However, such financial statements can be turned into a goldmine of information by the conducting of a further comprehensive and precise analysis. As such the end users of the analysis of financial statements are able to make more favorable decisions (Gowthorpe 2008). In this paper, the author carries out a detailed financial analysis of two public limited companies: Greene King plc and Enterprise Inn plc, for a group of potential investors. Greene King PLC Greene King is a public limited company based in the United Kingdom (‘Enterprise Inns plc’ 2015). It is the leading pub company and brewer in the region. The company boasts of over three thousand managed, leased, franchised and tenanted pubs, hotels and brewing ales (‘Greene King’ 2015). Additionally Greene King controls over forty upscale seafood restaurants in partnership with Loch Fine Restaurants. The company operates through three main segments, retail which deals with management of leased restaurants and pubs, brewing......

Words: 3574 - Pages: 15