Free Essay

Credit Analysis

In: Business and Management

Submitted By triangle
Words 737
Pages 3
Kenneth Quach
3109/488 Swanston St ( Carlton, Victoria, 3053 ( Phone: 0430-628-281 ( Email: kennethquach@hotmail.com

Career Goal: Accounting Manager / Sr. Credit Analyst / Financial Analyst

|Working towards CPA with experience developing and implementing financial systems, strategies, processes and controls that significantly improve P&L |
|scenarios. Expert in establishing accounting functions, systems and best practices; cost-reduction, automation and tax strategies; and lasting business |
|relationships to ensure goal-surpassing fiscal performance. |

Education

UNIVERSITY OF Melbourne, ▪ Bachelor of Commerce (finance and management), 7/2013
Princes Hill Secondary College ▪ Victorian Certificate of Education(ENTER SCORE: 96.85), 11/2009
Talent2
▪ Certificate III in Business, 2/2012

Experience

Credit Analyst
Money3 | BUNDOORA
09-13 > Current
Accurately and efficiently evaluated credit applications for Motor vehicle lending. Reported to division's Manager, interfaced with senior-level internal contacts, and organized customer service requests regarding Money3's Motor vehicle lending products / services. Performed accounts receivable tasks such as handling client billing. Resolved short-paid and past due invoices with clients and account debtors. Registered and updated client information in Money3’s database systems. Reviewed clients and account debtors for creditworthiness. Investigated clients for financial crimes. • Prevented write-offs by negotiating successful payment plans with delinquent clients. • Boosted division’s Efficiency by recommending digital and network integration of company's and inter-companies systems and revise application process. Enhanced integrity of financial data by devising new procedures for handling document changes to client records. • Sustained low credit application processing time while protecting company from higher risk. Decreased company's risk exposure by creating procedures for client portfolio review. • Accounting Clerk
Accounting Clerk
An Phat| FOOTSCRAY

Performed A/P functions for this retailer, including purchase order entry and inventory accounting. Processed monthly accruals; prepared checks, production documentation and schedules; and reconciled bank statements.

■ Delivered cost savings by initiating expense analysis of equipment.

■ Introduced business process improvements that enhanced A/P functions, established common vendor files, eliminated duplication and reduced monthly processing time by 20%.

Technician Scheduler
Service stream| CBD
09-11 > 09-12
Ensured that I&M BOH centre operates in an efficient manner. Ensuring all commercial agreements with clients are delivered in a cost effective, qualitative and continuously improving manner. Maintain Scheduling roster for 240 Technicians

Developed business strategies, project plans and resource management methodologies for contract work.
• Developed and improved business relationships with technicians
• Introduced cost effective strategies for resource management

Supervisor
Mcdonalds| BRUNSWICK EAST
04-05 > 12-10
Serving customers with their needs, front counter/drive though in McDonalds and am experienced with meeting and interact with hundreds of people every day and also serving all customers rapidly as well as greeting them nicely, and make sure that they always walk away satisfied, high level of energy and great people skills.

Supervise shifts to achieve the restaurants business results.
• Demonstrate leadership by setting the pace and communicating effectively.
• Reinforce basic people minimums (uniforms, crew schedule, meal breaks, discounted meal policy etc.)

SKILLS

Software Proficiency Experience

|Outlook |Advanced |8 years |
|Word |Advanced |8 years |
|Excel |Advanced |8 years |
|MYOB |Advanced |7 years |
|Quickbooks |Advanced |4 years |
|Xero |Mediate |6 years |
|Powerpoint |Advanced |8 years |
|Adobe Photoshop |Advanced |8 years |
|Dreamweaver |Advanced |8 years |
|Iress |Mediate |4 years |

Hardware – Extensive knowledge of the latest accessories, computer peripherals, parts and able to build custom systems

LANGUAGES
|ENGLISH |FLUENT |
|MANDARIN |FLUENT |
|CANTONESE |FLUENT |
|VIETNAMESE |INTERMEDIATE |
|JAPANESE |BEGINNER |

EXTRA-CURRICULAR ACTIVITIES • Sponsorship Director of the Hong Kong studentship association where I am responsible for sending out e-mails to members informing them about upcoming sponsors, updating and maintaining the website and Facebook page, and responding to any online queries from students. I also talk to high profile clients to get sponsorships. • Member of Church’s production team for 4 years performing tasks such as operating video cameras, computers, video mixer and lighting effects during services, and also have experience in running slideshows and multimedia presentations for funerals and weddings conducted within church • Keeping up to date with the latest technology in software, hardware, games, consumer electronics by attending computer fairs, regularly participating in discussions on forums • Member of Financial Management Association of Australia, Commerce Students’ Society and Badminton in University • Casually playing soccer, badminton and basketball to keep up fitness level • Member of high school soccer team where we reached the Northern zone finals

REFEREES
Steven Solodky
HR employer at servicestream
Phone number: (03) 99376519

Nicholas Yacoub
Manager of Mcdonalds
Phone number: (03) 93865640

Michael Kwok
Manager of An Phat
Phone number: (03) 96877660…...

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